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UpgradIQ
For regulated financial products

The report that eats nine days a month

Payments, lending and trading platforms in the Gulf carry a reporting burden nobody budgeted for. The work is real, it is monthly, and it is done by the people you hired to build the product.

The Dubai financial district skyline
The situation

The month closes and the work starts

Nothing about the reporting is difficult. It is a set of rules applied to the same tables every month, by somebody senior, from a spreadsheet that lives on one laptop. It takes days you cannot buy back, it cannot be checked by anybody else, and the auditor's question is always about a figure nobody can reproduce.

Recognise any of these

Five signs this page is for you

Tick the ones you recognise. Nothing is sent anywhere and there is no score: the count is for you, not for us.

0 of 5

Read them again. If none of them land, this page is not for you, and the services page is the shorter route.

What we do for you

Our services, written for your work

The same ones we sell to everybody. What changes is which part of your job each one takes off your desk.

AI transformation

Snapshot the source rows, write the reconciliation rules as code, and produce the submission from the data rather than from a spreadsheet. Every figure resolves back to the rows that made it.

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Web development

Customer facing products that hold up under a compliance review: performance budget, accessibility audit trail, and no third party script nobody can account for.

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Blockchain development

Only where two institutions must agree on the same history and neither will accept the other's database. We answer that in writing before quoting the build, and the answer is usually a shared API.

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Growth transformation

SOC 2 readiness and a fractional CTO for the quarter where an enterprise deal needs both and the timeline does not allow a hire.

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How it works

The terms that matter before the price does

A baseline before a plan

We measure the current close: how many days, how many hands, how many manual steps. Nothing is proposed until that number exists.

The rules become code

Reconciliation logic moves out of a spreadsheet and into a repository, reviewed like any other code, with the prior period reproducible.

Audit first, not last

Whatever the auditor will ask for is designed in from the first sprint, because retrofitting an audit trail is the expensive version.

A named owner inside your team

We hand over to a person, not to a document. If your team cannot run the close without us, the engagement failed.

Proof

What it looked like on a real engagement

FintechKSA9 months

Regulatory reporting that stopped eating nine days

Monthly regulator submissions assembled by hand across four systems, with no audit trail back to source.

Cycle time
8.5 days6 hours
Restatements
90
Traceable rows
12%100%

Compared against the 12 monthly cycles preceding the engagement. Source: internal close log, June 2025

Straight answer

When we are the wrong call

  • The requirement is a licence, not a system
  • Nobody internally can approve changing how a figure is produced
  • The close is painful but no one has ever measured how painful
Questions

Asked on the first call

Do you know Gulf regulation?

We know how to build a system that produces what a regulator asks for and proves where it came from. The rules themselves come from your compliance team, and they are written down as code so the next change is an edit rather than a project.

Where does our data sit?

Wherever the contract requires. Residency clauses that rule out every hosted product are a normal starting condition for us, not an obstacle to work around.

Can you finish our SOC 2?

We can get you ready for the audit: the controls, the evidence and the roadmap. The audit itself belongs to an auditor, and we will say so rather than imply otherwise.

How long is the first useful result?

Six weeks to the first automated submission on the last engagement of this shape. The measurement window and the source are published on the case.

Newsletter

One email a month, on what actually shipped

What we built that month, what it cost, and what we would do differently. No campaign, no offer, and one click to leave.

We send one email a month and never pass your address on.

Bring the brief you are not sure you can deliver

Forty five minutes with the engineer who would run it. We will tell you on that call if the date is not reachable.