Digital product
Financial Independence Calculator
How long you must keep working, driven by the one relationship that decides it: your savings rate. Includes the two things most independence calculators leave out: what a bad first decade does to the plan, and the far nearer date at which you can stop saving entirely.
xlsx· v2.0· 109.3 KB
What you’ll get
- Enter income, spending and what you already hold.
- Years to independence follow the savings rate, not income.
- Coast point finds when you could stop adding.
- Bad decade tests poor returns arriving early.
- 13 tabs, with a dashboard, diagnostics and benchmarks
- Every formula visible, every input unlocked and editable
- Five worked examples built in, switchable and editable
- Yours to keep. Works offline, no account needed